Credit Card Customer Care Blog

Welcome to the Credit Card Customer Care Blog. Here you'll find all the latest information on my website including consumer credit card reviews, credit card applications, and additional information concerning balance transfers and credit card rewards.

Aug 15, 2008, Get Out Of Debt The Easy Way

If you've ever wondered how to get out of debt, it seems impossible. Here's my easy steps that you can utilize in order to get out of debt faster.

1. Sit down, take a pen and write down all your debts. Including the loan or credit card name, the current balalnce, and the APR.

2. Take this information and order your debts by number. Number 1 will be the highest APR credit card on down.

3. Figure your budget, how much can you afford to put towards your debt each month? As long as it is higher than your total minimum payment dues you're in luck.

4. Pay off your minimum dues on all your credit cards each month. With the excess, put it all toward your highest APR credit card until paid off. Then the extra amount towards the next highest and so forth.

This will save you on not only money you pay in interest, but you'll also pay off your debt faster than you would if you were just paying minimums on all your debt. Good luck on your journey to get out of debt.

Aug 5, 2008, A Low APR Credit Card Can Help You Save Big Money

A low APR credit card accrues less interest when you carry a balance. Compare low interest rate credit cards to find the best option for you.

Aug 5, 2008, The Chase Card, Backed By Over Two Centuries of Banking Experience

If you're in the market for a credit card, a Chase card is a great place to start. Acquaint yourself with their extensive history and analyze the various credit cards that Chase offers.

Aug 5, 2008, Chase Platinum Visa® Business Card, Consolidate Your Business Expenses

Consolidate your business expenses with the Chase Platinum Visa® Business Card. Read about this credit card that offers a low APR along with a great balance transfer option. Apply online now.

Aug 5, 2008, A Cash Reward Credit Card Allows You To Earn Extra Spending Money

One of the most popular reward credit cards is a cash reward credit card. Here you can get specific information about cash back cards and compare the benefits of cards offered by several banks.

Aug 5, 2008, A 0% Balance Transfer Allows You To Save Hundreds In Finance Charges

A 0% balance transfer option is the most appealing type of transfer offer. Here you'll find credit cards that offer a 0 percent option and learn about some uses of this type of promotional offer.

Aug 5, 2008, Chase Business Cash Rewards® Visa® Card, Earn Cash Back On Business Purchases

Consolidate your business expenses with the Chase Business Cash Rewards® Visa® Card. Read about this credit card that offers a great balance transfer option and amazing cash back potential.

Aug 5, 2008, Chase TravelPlus Visa® Card, Travel Points With No Annual Fee

With the Chase TravelPlus Visa® Card you'll earn travel points and save with a great introductory purchases and balance transfer offer. Apply online by completing a credit card application.

Aug 5, 2008, Credit Card Reward Program - Search No Further

A credit card reward program allows you to earn points that can be redeemed for merchandise, services, and gift cards. Compare several reward point credit cards and access their applications here.

Aug 5, 2008, Chase Flexible Rewards® Platinum Visa®, Earn Points For The Rewards You Want

With the Chase Flexible Rewards® Platinum Visa®, it's your choice. Choose what reward you would like to get with the points you earn on this credit card. Find out all the benefits of this card here.

Jul 30, 2008, BP Visa® Card, Earn Rebates Towards Free Gasoline

If you're on a search for free gasoline, the BP Visa® Card can help. Earn gasoline rebates on your purchases made with this credit card. Find a professional review and apply online here.

Jul 29, 2008, Debt Reduction Planner

If you're looking to pay off your debts, a great tool to help you make a plan is a debt reduction planner. CNN Money offers a great planner that I have personally used to get an idea of how long it will take me to get out of debt along with what order I need to pay my credit cards off in.

You can use the debt reduction planner through this link Debt Reduction Planner.

Jul 19, 2008, Chase PerfectCard® MasterCard®, Rebates On Gas Purchases At Any Station

The Chase PerfectCard® MasterCard® is a gas reward credit card that gives you rebates on your gasoline purchases. Review the details of this gas credit card here and complete an online application.

Jul 10, 2008, Payday Loan Resources At Credit Card Customer Care

If you're looking for a payday loan or cash advance check out the Credit Card Customer Care car loan resources to find quality relavent web sites.

Jul 1, 2008, An American Express Card Is A Perfect Card for Any Lifestyle

When selecting an American Express card as your credit card, you have many options to choose from. Here you can review a few unique cards offered by American Express and compare the benefits of each.

Jun 18, 2008, Learn What A Grace Period Really Is In The Credit Card Industry

If you've always thought a grace period was the amount of time after your payment due date that you have to pay your bill without a late fee, consider this. Learn the true meaning of a grace period.

Jun 17, 2008, Citibank Credit Card Customer Care - Right At Your Fingertips

Are you trying to figure out how to contact Citibank credit card customer care? Look no further because you're in luck. Find out Citibank's contact information here.

May 31, 2008, Airline Reward Credit Card, Fly Free On Your Credit Card

Traveling frequently is quite costly. With an airline reward credit card, you'll earn free flights. Here you can examine several brands of frequent flyer credit cards and compare the benefits of each.

Mar 13, 2008, Discover Credit Card Applications, Apply Online To Get A Discover Card

If you're in search of Discover credit card applications, you're in luck. Here you'll find a listing of several Discover credit cards to compare and apply for securely online to get instant approval.

Mar 13, 2008, Cash Back Credit Card Application, Apply For A Cash Credit Card Now

If you're in search of a cash back credit card application, you're in luck. Here you'll find a listing of several cash credit cards to apply for securely online and get instant approval.

Mar 7, 2008, Free Student Credit Cards That Offer Cash Back For Your Purchases

If you're looking for free student credit cards, why not get one that offers you cash rewards? Review several student credit cards that offer cash back here.

Mar 4, 2008, Debt Collection Service Resources At Credit Card Customer Care

A listing of quality debt collection websites providing debt recovery services to businesses.

Mar 3, 2008, Pay Less For The Money You Already Owe

Many people have some form of credit card debt, whether it's a few hundred dollars or a few thousand- the result is the same: high interest rates make you pay far more for the debt than the items you purchased were worth!

What you want to do to pay less for the money you already owe, is get a no interest balance transfer credit card offer. Once you find a credit card that allows you to transfer your other balances and repay it for six months or a year without paying interest- start transferring your other credit card debt to the new card.

Having a no interest balance transfer offer means you can start repaying your old debts without incurring any additional interest. The best offers are those that give you no interest for “the life of the balance”, but these are also the most rare and difficult to qualify for. If you're unable to get this type of balance transfer offer, you should focus on getting a twelve month, no interest balance transfer credit card offer. This will give you twelve months to focus your efforts on repaying the debt that you transfer to the new card, and hopefully get it paid off within that time period. Doing so will eliminate any additional interest or fees from accumulating on that old debt; and save you money over the long-term.

It's true that you may have to evaluate several credit cards before you find one with a no interest balance transfer offer, but the time you spend looking is well worth it when you can save a few hundred dollars in interest. If the only one you can find and qualify for is a balance transfer offer of six months; it will still save you money – just be careful to check into the details of the interest rate when the promotional offer ends. You want it to be the same or lower than the current interest rate you are paying if you feel you will not be able to pay the balance off in full during the no interest promotional period.

The most important thing you need to be careful of when using a no interest balance transfer offer, however, is to stop using credit cards until you've paid off the transferred balances. It's very tempted to use the credit cards that no longer have balances on them, which means you are simply moving money in order to make room for creating additional debt- and that completely defeats the purpose of using a no interest balance transfer credit card!

Debbie Dragon is a writer for Creditorweb.com, where she writes about credit cards, including rewards programs, balance transfer offers, and business credit cards.

Jan 29, 2008, Chase Platinum MasterCard®, Earn Points Along With A Great Introductory Offer

The Chase Platinum MasterCard® Card is a credit card with a low rate balance transfer option. Also earn points on your purchases made with this card. Complete an online credit card application now.

Dec 15, 2007, Chase Platinum Visa® Card, Earn Points Along With A Great Introductory Offer

The Chase Platinum Visa® Card is a credit card with a low introductory balance transfer option. Also earn points on your purchases made with this credit card. Complete a credit card application now.

Dec 15, 2007, Chase Freedom (SM) Credit Card, Earm More Where You Spend The Most

The Chase Freedom (SM) Credit Card is a flexible credit card that gives you more cash back based on the most frequent types of companies you shop at in any given month. Learn more here.

Nov 28, 2007, Chase Free Cash Rewards (SM) Visa® Card, Cashback With A Twist

The Chase Free Cash Rewards (SM) Visa® Card differs from other cash back credit cards. You'll earn points redeemable for gift cards or a gift check from your choice various merchants. Learn more here.

Nov 27, 2007, American Express SimplyCash(SM) Business Card, Unlimited Cash Back

A great cash back business card is the American Express SimplyCash(SM) Business Card. Learn the benefits of this American Express card here including how your cash back is accrued.

Nov 26, 2007, Clear from American Express, A Simple, Yet Rewarding Credit Card

Clear from American Express offers great benefits without the normal credit card hassle. Discover these here and complete an online credit card application to get your very own Clear card.

Nov 24, 2007, American Express® Platinum Business FreedomPass Card, Points For Travel

The American Express® Platinum Business FreedomPass Card will get you on your way to earning discounted travel. Here, you'll learn how the travel points accrue and the other benefits of this card.

Nov 23, 2007, Gold Delta SkyMiles® Business Credit Card, Free Travel On Delta Airlines

If you frequently travel on Delta Airlines, you'll benefit from the Gold Delta SkyMiles® Business Credit Card. Get the details of this American Express reward card here and apply securely online.

Nov 21, 2007, One from American Express®, Cash Back Into A Savings Accelerator Plan

Apply online for One from American Express®. Earn cash back on your purchases that is deposited into a savings account. Learn more about this credit card and its Savings Accelerator Plan here.

Nov 19, 2007, Starwood Preferred Guest® Business Credit Card from American Express®

Earn free nights at Starwood Hotels with the Starwood Preferred Guest® Business Credit Card from American Express®. Find the various benefits of this hotel credit card and an application for it here.

Nov 15, 2007, Credit Counseling Resources At Credit Card Customer Care

If you are in need of credit counseling, Credit Card Customer Care can help. Here you'll find quality websites related to credit counseling.

Oct 13, 2007, JetBlue Business Credit Card from American Express®, Travel On JetBlue Free

If you frequently travel on JetBlue Airlines, you'll benefit from the JetBlue Business Credit Card from American Express®. Review the details of this American Express card here and apply online.

Oct 12, 2007, The Business Gold Rewards Card, A Charge Card With Membership Rewards®

If you wish to earn points for making business purchases, The Business Gold Rewards Card, issued by American Express could be your best bet. Review the details of this charge card and apply online.

Oct 8, 2007, The Platinum Business Credit Card, Do Balance Transfers And Make Purchases Cheap

If your searching for a low annual percentage rate business credit card, check out The Platinum Business Credit Card issued by American Express. Read about this credit card here and apply online.

Oct 5, 2007, JetBlue Card from American Express®, Earn Award Dollars For Free Flights

If you frequently travel on JetBlue Airlines, you'll benefit from the JetBlue Card from American Express®. Review the details of this American Express card here and apply for this credit card online.

Oct 4, 2007, Business Green Rewards Card, A Charge Card From American Express With Points

If you wish to earn points for making business purchases, the Business Green Rewards Card, issued by American Express could be your best bet. Review the details of this charge card and apply online.

Oct 2, 2007, Balance Transfer Fraud, How To Avoid The Hassle

Don't get taken to the cleaners with balance transfer fraud. Here you'll learn how this type of fraud occurs, how to prevent this misfortune, and how to rectify this popular form of credit card fraud.

Oct 2, 2007, American Express® Preferred Rewards Gold Card, Earn Membership Rewards

Can you afford to pay your credit card bill in full each month? If so, consider the American Express® Preferred Rewards Gold Card. Get details on the benefits of this charge card and apply here.

Oct 2, 2007, American Express® Preferred Rewards Green Card, No Limit Points

If you're looking for a popular charge card, the American Express® Preferred Rewards Green Card is a great choice. Earn points on this card, redeemable for many things. Find more details here.

Sep 26, 2007, Use A Credit Card Search To Find The Best Credit Card Deal For Yourself

The credit card search tool offered by Credit Card Customer Care allows you to search for credit cards based on promotional rates, annual fees, interest rates, rewards and more.

Sep 24, 2007, Credit Card Articles Providing Advice And Information On Many Credit Card Topics

A collection of unique credit card articles written by an experienced customer service representative that provide tips and guidance to consumers and businesses using credit cards for transactions.

Sep 20, 2007, Lower Interest Rates

The US Prime Rate has now decreased by one half percent. On your variable rate credit card accounts based on the United States Prime Rate, expect to see a drop in your rate within the next month or two! It's great news for all of us trying to save money on finance charges. Here's an example:

Your Current Rate is P(8.25) + 5.99 = 14.24%

Your New Rate would be P(7.75) + 5.99 = 13.74%

Aug 27, 2007, Business Loan Resources At Credit Card Customer Care

A listing of quality websites providing business loan opportunies.

Apr 18, 2007, Is Your Balance Transfer Offer Expiring? Explore Your Options

What do you do when the end of your balance transfer offer is drawing near? Here you'll find a few suggestions that can help you save time and money.

Apr 15, 2007, Orchard Bank Platinum MasterCard ®, Designed For Average Or No Credit

The Orchard Bank Platinum MasterCard ® helps people with bad credit or a limited credit history build their credit. Access a professional review and an application for this unsecured credit card here.

Apr 14, 2007, Get A Credit Line Increase On Your Credit Card Using These Methods

If you've ever wondered how to get a credit line increase on your credit card, here you can learn two methods that may be able to assist you. Also, find some reasons your request may be declined.

Apr 3, 2007, Blue Sky from American Express, A Credit Card That Gives You Travel Points

Earn travel points on your credit card with the Blue Sky from American Express card. Here you can examine the features of this credit card and access a secure online application.