Collect Frequent Flyer Miles With
An Airline Reward Credit Card

When applying for a airline reward credit card, look forward to receiving bonus miles. Almost every frequent flyer card will give you anywhere from 5,000 to 20,000 miles, either upfront, or when your first purchase is made on the credit card. With that type of bonus, you'll be well on your way to your first free flight.

Although annual membership fees are a disadvantage, if you travel frequently and charge a lot, it won't be an outrageous expense when compared to the rewards you receive. Some cards may also offer you a waiver of the first years annual fee. This benefit will give you a chance to explore the credit card further to find out if it's truly the card for you. Make sure, if it's not your favorite card at the end of the first year, to call and cancel it or you might get stuck with the fee if it isn't canceled in time.

Since frequent flyer programs are so profitable for banks, they also offer extra services such as concierge services and insurance services on these types of cards. These benefits vary by the airline reward credit card issuer. When you receive your credit card in the mail, the envelope should include a directory of services which will explain all these additional benefits.

Don't expect to carry a balance on your frequent flyer credit card. The annual percentage rate charged on these cards is usually outrageous, anywhere from 15% to 20%, in some cases even more. Even if you have excellent credit, take it from me, the rate is usually non-negotiable. If you plan to carry a balance on your credit card, you may want to check out cards with more reasonable rates. See some low annual percentage rate credit cards.

Another disadvantage that you'll want to look for when searching for an airline reward credit card is the cost of the annual fee. Even though the fee is pretty reasonable for most of these credit cards, it's best to search for the one with the lowest fee that benefits you most. If you don't charge a lot, it may not even benefit you to even have a frequent flyer card.

Take all the information above into consideration when comparing the frequent flyer cards below. You'll find many details including professional and consumer reviews of the cards.

With the number of airline reward credit cards on the market, you're sure to find one that is perfect for you. If you don't fly a lot, but do travel, you might want to check out other travel reward credit cards. These include cards offering points and other cards that offer hotel rewards. Always remember though, credit cards offering rewards work best if you pay them in full each and every month.